Monday, 26 June 2017

DAILY VOCABULARY HINDU EDITORIAL 27/06/2017




1. Mending
the act of a person or thing that mends.
మరమ్మతు


2.disown
to refuse to acknowledge as belonging or pertaining to oneself; denythe ownership of or responsibility for; repudiate; renounce:
ఉపేక్షి


3.precursor
a person or thing that precedes, as in a job, a method, etc.;predecessor.
పూర్వగామి

4.rallying
the sport of driving in automobile raliies.
పరిహాస

5.pandering
a person who caters to or profits from the weaknesses or vices ofothers.
నీతిలేని

6.pusillanimity
the state or condition of being pusilanimoustimidity; cowardliness.
పిరికియైన

7.paternalistic
the system, principle, or practice of managing or governing individuals,businesses, nations, etc.,
తనకు నచ్చినట్లు

8.predilections
a tendency to think favorably of something in particular; partiality;preference:
అభిరుచి

Saturday, 24 June 2017

GK NOTES


SMALL FINANCE BANK LIST:-
1.Au Financiers (India) Ltd., Jaipur
2.Capital Local Area Bank Ltd., Jalandhar
3.Disha Microfin Private Ltd., Ahmedabad
4.Equitas Holdings P Limited, Chennai
5.ESAF Microfinance and Investments Private Ltd., Chennai
6.Janalakshmi Financial Services Private Limited, Bengaluru
7.RGVN (North East) Microfinance Limited, Guwahati
8.Suryoday Micro Finance Private Ltd., Navi Mumbai
9.Ujjivan Financial Services Private Ltd., Bengaluru
10.Utkarsh Micro Finance Private Ltd., Varanasi.

Wednesday, 21 June 2017

IMPORTANT GK NOTES



SMALL FINANCE BANKS:


1. Usha Thorat committee.
2. They accept SA,CA,FD and RD accounts.
3. Their main purpose is to give loans to MSME, Small Farmers and unorganised sector.
4. MFI and NBFC can convert into SFB, who got license from RBI.
5. 25% rural branching.
6. 50% loans to MSME.
7. PSL of 40% upto 3 years from license.
8. Cooperative Bank can't apply for SFB.
9. NRI can apply for license.
10. They can't set up subsidiaries.
11. RBI gave license for 10 entities to become SFB

PAYMENT BANK:

1. Nachiket More committee.
2. Only SA & CA account available. Net banking, prepaid card or debit card available.
3. Loan, FD & RD are not available.
4. They can accept deposit​s upto 1 lakh for customer, they invest deposits in G-securities.
5. These are mainly for poor people remittances.
6. RBI gave licence for 11 entities to become PB.
To start a SFB and a PB initial capital is 100 cr.

Sunday, 18 June 2017

DAILY VOCABULARY HINDU EDITORIAL 19/06/2017



1.consensus
majority of opinion:
ఏకాభిప్రాయం

2.overtures
an opening or initiating move toward negotiations, a new relationship,an agreement, etc.; a formal or informal proposal or offer:

చర్చల

3.exploratory
pertaining to or concerned with exploration :
అన్వేషణ

4.dispensation
something that is distributed or given out.
మినహాయింపు

5.wilderness
a wild and uncultivated region, as of forest or desert, uninhabited orinhabited only by wild animals; a tract of wasteland.
నిర్జన

6.austere
severe in manner or appearance; uncompromising; strict; forbidding:
కటినమైన

7.prominence
something that is prominent ; a projection or protuberance:
ప్రాముఖ్యత

8.catapulted
to thrust or move quickly or suddenly:
ఒక్కసారిగా

9.culminated
to reach the highest point, summit, or highest development (usuallyfollowed by in).
పాతుకుపోయింది

10.instinct
a natural aptitude or gift:
స్వభావం

11.concomitant
existing or occurring with something else, often in a lesser way;accompanying; concurrent:
ఏకకాలిక

Thursday, 15 June 2017

DAILY VOCABULARY HINDU EDITORIAL 16/06/2017



1.underpinning
a system of supports beneath a wall or the like.
భూమికగా

2.spurred
bearing spurs or spurlike spines.
ప్రోత్సహించింది

3.doldrums
a dull, listless, depressed mood; low spirits.
నిశ్చలత్వం

4.tumult
violent and noisy commotion or disturbance of a crowd or mob; uproar:
సువిశాల

5.intuitive
easy to understand or operate without explicit instruction: an intuitivedesign;
సహజమైన

6.ratification
the act of ratifyingconfirmation; sanction.
ఆమోదించాక

7.scepticism
doubt or unbelief with regard to a religion, especially Christianity.
సంశయవాదం

8.wiggle
to move or go with short, quick, irregular movements from side toside
 విలవిల

9.condones
to disregard or overlook (something illegal, objectionable, or the like):
అంగీకరించలేదు

10.concessions
the act of conceding or yielding, as a right, a privilege, or a point or factin an argument:
రాయితీలు

11.perennially
lasting for an indefinitely long time; enduring:
శాశ్వతంగా

12.languish
to be or become weak or feeble; droop; fade.
నశించు

13.vulnerable
open to moral attack, criticism, temptation, etc.:
హాని

14.scrupulously
punctiliously or minutely careful, precise, or exact:

సూక్ష్మబుద్ధి

Sunday, 11 June 2017

IMPORTANT BANK GK NOTES



FIRST BANK IN INDIA

1. The First Bank in India – Bank of Hindustan

2. First Governor of RBI – Mr. Osborne Smith

3. First Indian governor of RBI – Mr. C D Deshmukh

4. First Bank to Introduce ATM in India – HSBC

5. First Bank to introduce saving Bank in India – Presidency bank in 1830

6. First Bank to Introduce Cheque system in India – Bengal Bank 1784

7. First Bank to introduce Internet Banking – ICICI BANK

8. First Bank to introduce Mutual Fund – State Bank of India

9. First Bank to introduce Credit Card in India – Central Bank of India

10. First Foreign Bank in India – Comptoire d’Escompte de Paris of France in 1860

11. First Joint Stock Bank of India – Allahabad Bank

12. First Indian bank to open branch outside India in London in 1946 – Bank of India

13. First Indian Bank started with Indian capital – Punjab National Bank

14. First Regional Rural Bank name Prathama Grameen Bank was started by – Syndicate Bank

15. First Universal Bank in India¬ – ICICI Bank

16. First bank in India listed in New York Stock Exchange (NYSE) – ICICI Bank

17. First Bank in India to launch Talking ATMs for differently ¬able person – Union Bank of India

18. First Bank in India to launch its own Payment Aggregators – State Bank of India. (SBIePay)

19. Country’s first all woman bank – Bhartiya Mahila Bank

20. First India bank Got ISO – Canara Bank

Wednesday, 7 June 2017

DAILY VOCABULARY HINDU EDITORIAL 08/06/2017



1.pertinent
pertaining or relating directly and significantly to the matter at hand;relevant:
సంబంధించిన

2.clamour
any loud and continued noise:
తీవ్రమైన గందరగోళం

3.spillovers
a quantity of something spilled over; overflow.
ద్రవ పదార్థమును పాత్ర నుండి పారబోయు

4.lingered
to remain or stay on in a place longer than is usual or expected, as if from reluctance to leave:
కొనసాగింది

5.contiguous
in close proximity without actually touching; near.
పక్కపక్క

6.vehemently
strongly emotional; intense or passionate:
తీవ్రంగా

7.retaliate
to return like for like, especially evil for evil:
ప్రతిఘటిస్తారని

8.nabbed
to arrest or capture.
పట్టుకున్నారు