1.The Banking Ombudsman
a. is in charge of bank loan for buses,
b. fixes the rates of interest for loans
c. resolves complaints of customers
d. issues licences for new bank branches
e. is the head of all nationalized banks
2.Which of the following is NOT a source of funds of a commercial bank?
a. Capital
b. Borrowings from RBI
c. Call money
d. Deposits
e. Cash reserves with RBI
3.Scheduled bank refers to a bank
a. authoriesd by central government to transaction government business.
b. registered with ministry of finance , govt. of India
c. Which is included in the second schedule to the RBI act, 1934.
d. incorporated as a cooperative society.
e. none.
4. Which of the following fall under the qualitative method of credit control adopted by RBI?
a. Selective credit control
b. Moral suasion
c. Credit authorization scheme
d. all of the above
e. none of these.
5.Truncation of cheques means?
a. scanning of the cheques and transmission of electronic image instead of physical cheque in the clearing cycle
b. debiting of drawer’s account through internet
c. Both of the above
d. none of the above
e. (a) or (b)
6.A Pledge means?
a. advanced against goods
b. hypothecation of goods
c. bailment of goods as security for payment of a debt or performance of a promise.
d. Open limits
e. none
7.Capital market refers to all the facilities and institutions arrangements for?
a. borrowing
b. lending
c. medium and long term funds
d. all
e. none
8.Where the signature of the drawer of a cheque is not genuine, such a cheque is called?
a. post dated cheque
b. stale cheque
c. forged cheque
d. all
e. none
9.Which among the following is / are Post office deposits?
1. Senior Citizen Saving Scheme
2. Kisan Vikas Patra
3. Public Provident Fund
Select the correct option from the codes given below:
a. Only 1 & 2
b. Only 2 & 3
c. Only 1 & 3
d. 1, 2 & 3
e. none of these
10.The term ‘ways and means’ advances refer to
a. the temporary advance made to the government by its bankers to bridge the internal between expenditure and the flow of receipts of revenue
b. the advance given by the banks to the poorest of the society
c. lending made under PMRY scheme
d. All
e. none
a. is in charge of bank loan for buses,
b. fixes the rates of interest for loans
c. resolves complaints of customers
d. issues licences for new bank branches
e. is the head of all nationalized banks
2.Which of the following is NOT a source of funds of a commercial bank?
a. Capital
b. Borrowings from RBI
c. Call money
d. Deposits
e. Cash reserves with RBI
3.Scheduled bank refers to a bank
a. authoriesd by central government to transaction government business.
b. registered with ministry of finance , govt. of India
c. Which is included in the second schedule to the RBI act, 1934.
d. incorporated as a cooperative society.
e. none.
4. Which of the following fall under the qualitative method of credit control adopted by RBI?
a. Selective credit control
b. Moral suasion
c. Credit authorization scheme
d. all of the above
e. none of these.
5.Truncation of cheques means?
a. scanning of the cheques and transmission of electronic image instead of physical cheque in the clearing cycle
b. debiting of drawer’s account through internet
c. Both of the above
d. none of the above
e. (a) or (b)
6.A Pledge means?
a. advanced against goods
b. hypothecation of goods
c. bailment of goods as security for payment of a debt or performance of a promise.
d. Open limits
e. none
7.Capital market refers to all the facilities and institutions arrangements for?
a. borrowing
b. lending
c. medium and long term funds
d. all
e. none
8.Where the signature of the drawer of a cheque is not genuine, such a cheque is called?
a. post dated cheque
b. stale cheque
c. forged cheque
d. all
e. none
9.Which among the following is / are Post office deposits?
1. Senior Citizen Saving Scheme
2. Kisan Vikas Patra
3. Public Provident Fund
Select the correct option from the codes given below:
a. Only 1 & 2
b. Only 2 & 3
c. Only 1 & 3
d. 1, 2 & 3
e. none of these
10.The term ‘ways and means’ advances refer to
a. the temporary advance made to the government by its bankers to bridge the internal between expenditure and the flow of receipts of revenue
b. the advance given by the banks to the poorest of the society
c. lending made under PMRY scheme
d. All
e. none